Vero Beach ZIP Codes Compared

The Census Bureau labels six ZIP codes as Vero Beach, Florida: 32960, 32962, 32963, 32966, 32967 and 32968.

Each has a ZIP Code Tabulation Area in Census Bureau geography, named in the geographic record for ZIP 32966 (Vero Beach, FL) and its five companions, and each has its own ACS 2020-2024 5-year profile. Added together the six areas hold 129,627 residents, more than seven times the 17,042 people that the ACS profile for the City of Vero Beach counts inside the city. Most residents of the six Vero Beach ZIP areas therefore live outside the city limits, in unincorporated Indian River County or in the barrier island towns.

The six areas differ sharply. 32963, on the barrier island, has the oldest and highest-income population in the group. 32960, the mainland core around Vero Beach City Hall, is younger and has the lowest median household income. 32966 is the largest by land, reaching Blue Cypress Lake Road, and 32968 has the lowest poverty rate. The sections below take each ZIP in turn, using public facilities as reference points rather than neighborhoods or street addresses of private homes.

32960 is the civic center of Vero Beach, home to City Hall, the county Main Library and the densest population of the six ZIPs.

The City of Vero Beach lists City Hall at 1053 20th Place in 32960, and the Indian River County Library System lists the Main Library at 1600 21st Street in the same ZIP. Indian River County places Hosie Shumann Park at 1760 39th Street in 32960 as well.

The 32960 ACS profile counts 25,259 residents, and the Census Bureau gives the area 11.053 square miles of land, about 2,285 people per square mile, the densest of the six Vero Beach ZIPs. Its median age of 45.0 is the youngest in the group, and its median household income of $54,682 is the lowest. The poverty rate in 32960 is 17.6 percent, and the median value of owner-occupied homes is $280,000. About 24.1 percent of adults 25 and over hold a bachelor's degree or higher. The ZIP has 9,946 households and 11,846 housing units.

32962 takes in mainland Vero Beach south of downtown and also reaches a slice of the barrier island.

Indian River County lists the Oslo Riverfront Conservation Area at 150 9th Street SE in 32962. Across the lagoon, the county lists the Round Island South Conservation Area at 2200 SR A1A, also in 32962.

With 25,522 residents on about 12.5 square miles, 32962 is nearly as populous as 32960 but somewhat older (median age 47.7) and better off, with a median household income of $66,664 and a poverty rate of 10.6 percent. It has the lowest median home value of the six Vero Beach ZIPs, $270,600, and the longest average commute, 25.6 minutes. Households are larger than in the city core, at 2.53 persons per household.

32963 is the barrier island ZIP, shared by Vero Beach addresses and the separate towns of Indian River Shores and Orchid.

The Town of Indian River Shores gives its address as 6001 Highway A1A, Indian River Shores, FL 32963, and the Town of Orchid lists its Town Hall at 9301 Highway A1A, Suite 201, with a Vero Beach, Florida 32963 address. Indian River County lists Golden Sands Beach Park at 10350 Highway A1A, Vero Beach, in the same ZIP.

The 32963 profile is unlike any other among the Vero Beach ZIPs. Its median age is 69.1, its median household income is $149,923, and per capita income reaches $130,650, about four times the 32960 figure of $32,776. The median owner-occupied home value is $943,900, and 69.0 percent of adults 25 and over hold at least a bachelor's degree. Households average 1.92 persons. The ZIP has 12,282 housing units but only 7,825 occupied households, a gap of 4,457 units. 32963 has 15,008 residents on about 17.4 square miles of land, the fewest residents of the six.

32966 is the largest Vero Beach ZIP by far, while 32967 and 32968 cover the mainland north and west of the city.

32966 reaches out to Blue Cypress Lake Road and covers 259.613 square miles of land, about 79.7 people per square mile. Indian River County lists Middleton's Fish Camp Park at 7400 Blue Cypress Lake Rd. in 32966, and the library system places the Brackett Library at 6155 College Lane, Vero Beach, in the same ZIP. Its 20,686 residents have a median age of 63.0 and a median household income of $66,771, and the 32966 social profile shows 13.1 percent of civilian adults as veterans, the highest share of the six ZIPs.

32967 runs north beyond the Vero Beach city limits. The county lists Gifford Dock on Gifford Dock Road, Vero Beach, in 32967, and its South Prong Preserve page gives a 7775 85th Street, Sebastian, FL 32967 address, showing how far north the ZIP reaches. 32967 is the most populous of the six, with 27,240 residents on about 40 square miles, a median household income of $78,058 and a median home value of $423,500; 15.0 percent of residents lived in a different house a year earlier.

32968 has 15,912 residents on about 43.4 square miles, the second fewest after 32963. Its income profile shows a median household income of $94,113, second only to 32963, and a poverty rate of 4.9 percent, the lowest of the Vero Beach ZIPs. Its households average 2.60 persons, the largest of the six, and only 6.9 percent of 32968 residents lived in a different house a year earlier.

Side by side, the Vero Beach ZIPs split into younger mainland areas and two much older ones, 32966 and 32963.

Ranked by median age, three Vero Beach ZIPs are in their forties: 32960 at 45.0, 32962 at 47.7 and 32968 at 48.3. 32967 sits in the middle at 53.6, and two are far older, 32966 at 63.0 and 32963 at 69.1. Veteran shares are highest in 32966 at 13.1 percent, followed by 32967 at 9.6 percent and 32963 at 9.3 percent, and lowest in 32962 at 8.1 percent. Educational attainment follows income more closely than age: the share of adults with at least a bachelor's degree runs from 24.1 percent in 32960 and 27.5 percent in 32962 to 33.9 percent in 32966, 36.5 percent in 32967, 36.7 percent in 32968 and 69.0 percent in 32963.

Commuting and turnover separate the Vero Beach ZIPs in other ways. Mean travel time to work is shortest in 32960, at 18.8 minutes, the ZIP that holds Vero Beach City Hall, and longest in 32962 at 25.6 minutes. Residential turnover is highest in 32967, where 15.0 percent of residents lived in a different house a year earlier, and in 32960 at 13.4 percent, and lowest in 32968 at 6.9 percent. All of these figures are ACS 5-year estimates for 2020 through 2024 published by the Census Bureau, and each carries a margin of error that is larger for the smaller Vero Beach ZIPs such as 32963 and 32968.

Last verified: October 15, 2026. The six Vero Beach ZIP profiles were rechecked that day against Census Bureau ACS 2020-2024 tables DP02 to DP05 and 2024 geographic records, and the landmark addresses against the current City of Vero Beach, Indian River County, library and town websites.