Coral Ridge Real Estate in Fort Lauderdale: Housing, Values and Waterfront Rules

Coral Ridge is a northeast Fort Lauderdale waterfront neighborhood that the city GIS maps as the Coral Ridge Association Inc. area, a polygon of about 34.8 million square feet, or roughly 1.25 square miles (Neighborhood Associations GIS layer).

Two neighbors share the name and are easy to confuse. The City of Fort Lauderdale neighborhood associations registry lists the Coral Ridge Association, Coral Ridge Country Club Estates and the Coral Ridge Isles Civic Association as three separate groups (City of Fort Lauderdale, Neighborhood Associations). A Coral Ridge Country Club Estates or Coral Ridge Isles address is therefore a different neighborhood for city purposes, even with Coral Ridge in the name.

The Coral Ridge Association meets twice in 2026, on April 23 and on October 22 at 6:00 PM, at the Coral Ridge Yacht Club (city website). Two city records disagree: the GIS layer marks the Coral Ridge Association Inc. polygon RECOGNIZED: No (Neighborhood Associations GIS layer), while the city registry lists the same association with a contact and 2026 meeting dates; the same layer marks Coral Ridge Country Club Estate RECOGNIZED: Yes and Coral Ridge Isles Association No (Neighborhood Associations GIS layer). Neither record explains the flag, so the registry, not the map field, is the better guide to which group meets.

For statistics, Coral Ridge has to be read through Census tracts. The Coral Ridge Yacht Club lists its address as 2800 Yacht Club Blvd (Coral Ridge Yacht Club); the Census Geocoder places that address in Census Tract 406.01 (Census Geocoder), and its street point falls inside the Coral Ridge Association polygon (Neighborhood Associations GIS layer). Bayview Elementary, at 1175 Middle River Drive (Broward County Public Schools, Bayview Elementary), geocodes to Census Tract 406.02 (Census Geocoder) and is also inside the polygon (Neighborhood Associations GIS layer). Both tracts are stand-ins; their lines do not trace the association boundary.

Coral Ridge housing splits by tract: Census Tract 406.02 is mostly single detached houses, while Census Tract 406.01 has nearly half its units in buildings of 20 or more, according to ACS 2020-2024 5-year estimates (U.S. Census Bureau ACS).

Single detached houses are 61.0 percent of the 1,575 housing units in Census Tract 406.02 (DP04 estimates for Tract 406.02). In Census Tract 406.01 the detached share drops to 33.7 percent (DP04 estimates for Tract 406.01), and 48.7 percent of its 2,470 units are in buildings of 20 or more units (DP04 estimates for Tract 406.01). The Coral Ridge tracts are larger than the association area, so those tower units are part of the tract count, not necessarily inside the association polygon.

The housing stock is mid-century. In Census Tract 406.02, 42.3 percent of units were built from 1950 to 1959 and 26.0 percent in the 1960s (DP04 estimates for Tract 406.02). Census Tract 406.01 spreads later: 22.2 percent from the 1950s, 17.9 percent from the 1960s and 15.1 percent from the 1970s (DP04 estimates for Tract 406.01). Houses from the 1950s and 1960s predate Fort Lauderdale's first Flood Insurance Rate Map, which FEMA dates 11/03/72 (FEMA Community Status Book), a point the flood section below returns to.

Vacancy runs high in Census Tract 406.01 at 20.5 percent of units (DP04 estimates for Tract 406.01), close to the Fort Lauderdale city rate of 20.3 percent (DP04 estimates, whole city). The DP04 table does not separate seasonal homes from other vacant units, so the share should not be read as empty houses.

Median owner-occupied home values in the two Coral Ridge tracts are $982,400 and $820,700 in ACS 2020-2024 estimates, roughly 2.0 and 1.7 times the Fort Lauderdale median of $486,700.

Census Tract 406.01 posts the higher median, $982,400 (DP04 estimates for Tract 406.01), and Census Tract 406.02 follows at $820,700 (DP04 estimates for Tract 406.02). Citywide, the Fort Lauderdale median is $486,700 (DP04 estimates, whole city).

The Tract 406.01 median carries a wide margin of error, plus or minus $380,555, against plus or minus $127,223 for Tract 406.02 (DP04, Tract 406.01; DP04, Tract 406.02), so the gap between the two tracts is not firm. Million-dollar homes are common. In Census Tract 406.01, 48.8 percent of owner-occupied units are valued at $1,000,000 or more (DP04 estimates for Tract 406.01); in Census Tract 406.02 the share is 32.5 percent (DP04 estimates for Tract 406.02); for Fort Lauderdale as a whole it is 17.6 percent (DP04 estimates, whole city).

Rents are much closer to the city. Median gross rent is $1,857 in Census Tract 406.01 (DP04 estimates for Tract 406.01) and $1,938 in Census Tract 406.02 (DP04 estimates for Tract 406.02), against $1,854 citywide (DP04 estimates, whole city). These five-year estimates average 2020 through 2024 and carry margins of error; they describe the Coral Ridge tracts, not any single house, and they are not a sale price.

Three of four sampled Coral Ridge points map in FEMA Zone AE, the coastal floodplain, with base flood elevations of 6.0 to 7.0 feet NAVD88, while the Bayview Elementary street point maps in Zone X on the National Flood Hazard Layer.

At 26.1500 N, 80.1110 W, in Census Tract 406.01, the layer returns Zone AE with a static base flood elevation of 7.0 feet (FEMA NFHL). At 26.1620 N, in Census Tract 406.02, it returns Zone AE at 6.0 feet (FEMA NFHL). The Coral Ridge Yacht Club street point is also Zone AE at 6.0 feet (FEMA NFHL), but the Bayview Elementary street point on Middle River Drive is Zone X, area of minimal flood hazard, outside the Special Flood Hazard Area (FEMA NFHL). Zone AE is a Special Flood Hazard Area, and the city says flood insurance is required for buildings in mapped Special Flood Hazard Areas with mortgages from government-backed lenders (City of Fort Lauderdale, Flood Insurance). The map behind those zones has a current effective date of 07/31/24, and FEMA lists Fort Lauderdale at Community Rating System Class 7 (FEMA Community Status Book). Those are sample points; the zone and elevation for a specific Coral Ridge lot come from the city flood zone map or the Floodplain Group.

Seawalls are the other Coral Ridge cost. The City of Fort Lauderdale says it requires new seawalls to be built to a minimum top elevation of 5 feet (City of Fort Lauderdale, King Tides and High Tides). For owners rebuilding one, the Living Seawall Permit Fee Assistance Program waives 100 percent of seawall building permit base fees, which the city calculates at 1.75 percent of job cost value, up to $3,500 for a single-family property and $7,000 for condominiums and other commercial properties (City of Fort Lauderdale, Living Seawall program).

To qualify for the Fort Lauderdale program, the wall must carry habitat features on the waterward side, and at least 51 percent of the seawall surface must be living and meet the required NAVD elevation that the program page says is outlined in ULDR Section 47-19.13.D (city website). Applicants file an interest form first, the Chief Waterways Officer or a designee follows up, and staff help complete the official application, which is submitted with the seawall permit package to Development Services (city website).

Coral Ridge is not a designated historic district, though the city surveyed it in its 2025 Architectural Resource Survey along with Bal Harbour, Laudergate and Dolphin Isles (City of Fort Lauderdale, Architectural Resource Surveys).

The city names three locally designated historic districts: Sailboat Bend in the southwest, the Himmarshee St./SW 2nd Ave. (H-1) district downtown and the Stranahan House H-1 zoning (City of Fort Lauderdale, Historic Districts), and Coral Ridge is not among them. The city also states that architectural resource surveys do not designate property; landmark or district designation follows its own process (city website). A Coral Ridge buyer should treat the 2025 survey as a record of which buildings the city documented, not as a restriction on a lot. The survey itself is posted only as a PDF, so its findings for individual Coral Ridge buildings are not summarized here.

Buying in Coral Ridge resets the assessed value to full market value under Florida law, which the Broward County Property Appraiser warns could mean higher property taxes than the seller paid (Broward County Property Appraiser).

The Property Appraiser points buyers to its Tax Estimator to project the new bill from the reassessed value, and notes that it does not send or collect tax bills; the Broward County Tax Collector does, at (954) 357-4829 (Broward County Property Appraiser). A Coral Ridge buyer who owns the house and makes it a permanent residence after January 1, 2026 has a timely 2027 homestead window that opens March 3, 2026 and closes March 1, 2027; after that, September 20, 2027 is the last day any 2027 exemption can be filed late (Broward County Property Appraiser).

Flood history now travels with the sale as well. Florida Statutes section 689.302 has the seller of a Coral Ridge house fill out a flood disclosure for the purchaser before or when the contract is signed, answering whether flooding damaged the house during the seller's ownership, whether a flood insurance claim was filed and whether flood assistance, such as from FEMA, was received (Florida Statutes 689.302).

Last verified: October 18, 2026, against the Coral Ridge records in the city neighborhood GIS layer and registry, ACS 2020-2024 table DP04, FEMA flood map queries and the Broward County Property Appraiser home page.